Pinpoint Solution Insurance Services
Torrance & South Bay Independent Advisory • Serving Clients Since 2002

Stewardship for the People Behind Every Policy

We founded Pinpoint Solution to lift the burden of navigating an ever-changing health insurance industry—taking the time to know you personally, protect your trusted doctors, and walk alongside your family, business, or ministry year-round.

CA Corporate License #0I31557  |  21235 Hawthorne Blvd #200, Torrance, CA 90503  |  (310) 533-8877
An Advisory Practice Built on Trust

Why We Take the Time to Know Our Clients

Choosing health coverage—whether for your own household, a growing company, or a local church or nonprofit—rarely comes down to a spreadsheet alone. Every organization and family is unique, and what worked two years ago may no longer fit today.

Located in Torrance, we focus on building lasting working relationships with our clients. Because we know your account and your priorities firsthand, we can anticipate changes as your needs evolve, explain every trade-off in plain English, and step in personally when a billing error or claim question arises.

Our Whole-Truth Promise: If we review your current coverage and find that your existing plan is already the wisest option for your doctors and budget, we will tell you plainly and encourage you to keep it.

Why Clients Choose Us Over Call Centers & Exchanges

01. Unhurried Guidance & Candid Advice We aren't tied to any single insurance company or national payroll platform. We compare options across all major California carriers at $0 added cost.
02. Caring for the Doctors Your People Trust Before recommending any change, we check your physicians across Torrance Memorial (TMIPA), Providence Little Company of Mary, UCLA Health, Optum, and Kaiser.
03. People Who Know Your Account by Name After enrollment, we don't disappear. We stay in touch throughout the year, conduct periodic reviews, and respond within 24 hours when you need help.

Who We Walk Alongside

Because California health insurance rates are regulated by state law, working with our Torrance office costs nothing extra.

South Bay commercial office building architecture Small Business & Groups (1–100+)

Employers & Small Businesses

Great employees are hard to find. We help you attract and retain the right team with sustainable group medical, dental, vision, life, and tax-free health stipends.

Explore Group Benefits →
Sunlit modern hospital campus exterior Covered CA, Direct & COBRA

Individuals & Families

Patient, objective comparisons for families, self-employed professionals, and individuals transitioning off corporate coverage or weighing expensive COBRA renewals.

Start a Conversation →
Wide-angle view of sunlit sanctuary architecture showing pews and vaulted ceiling Ministries & Community Nonprofits

Churches & Nonprofits

Faithful stewardship for local churches, ministries, and nonprofits—caring well for pastors, staff, and educators while respecting ministry and organizational budgets.

Explore Ministry & Nonprofit Care →

Contracted With California's Leading Carriers

We are contracted with all major California health, dental, vision, and life carriers—allowing us to present options tailored to your specific needs.

Covered California
Blue Shield of California
Anthem Blue Cross
Kaiser Permanente
Health Net
L.A. Care Health Plan
Aetna
UnitedHealthcare
Delta Dental
VSP Vision

How to Get Started With Our Torrance Office

Reach out by phone or email first so we can listen to what you need, or visit our Contact page to open a printable proposal request form at your convenience.

Greg Higa, Principal Broker

Greg Higa

Principal Broker • CA Corporate License #0I31557

(310) 533-8877 | (800) 951-6456 ext. 1 |

Daniel Park, Operations & Client Relations

Daniel Park

Operations & Client Relations

(800) 951-6456 ext. 2 |